Your restaurant is the engine, Silverware Capital is the fuel.
Access business funds when you need it, with repayment that adjusts to your sales.
No credit checks, no interest, no stress.
Tackle problems without losing profits.
Between seasonal shifts, equipment upgrades, renovations, and unexpected expenses, cash flow can be unpredictable. Traditional loans are slow, restrictive, and filled with hidden fees.
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Pay as You Earn
Instead of fixed monthly payments, you pay a small percentage of future sales, keeping cash flow smooth.
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Get Funded Fast
Approval and funding happen quickly without lengthy applications.
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Use Your Capital for Anything
From upgrades and expansion to payroll and inventory, use the funds however you need.
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Tailored for Operators
Capital solutions that understand the pace and needs of hospitality businesses.
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Scale with Confidence
Fuel renovations, expansions, or tech upgrades—without the wait.
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Cash Flow, Uninterrupted
Access funds without disrupting daily operations or guest service.
How does Silverware Capital work?
Apply Easily
No lengthy paperwork. Quick, seamless process.
Recieve Funding
Most clients receive capital within days of approval.
Use the Funds for Anything
Expansion, payroll, renovations, staffing, inventory—you decide.
Repay As You Earn
No fixed payments or stress during slow seasons.
The future is funded.
Unlike traditional loans, Silverware Capital is built for restaurants and hotels that need fast, flexible funding.
No interest
Just a one-time, fixed fee
No credit impact
Your credit score stays intact
No hidden fees
No late or sign-up fees
No Collateral Required
Approval based on sales, not assets
FAQs
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No—it’s a merchant cash advance. Customers receive upfront capital in exchange for a portion of future sales. No interest, no fixed monthly payments.
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A small, pre-agreed percentage of daily sales is automatically repaid—making repayment flexible and revenue-based.
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Most customers get approved and funded in as little as 1 business day.
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Just one low, fixed fee. No interest, no late fees, no annual fees, and no hidden charges.
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Nope. There’s no credit check and no credit impact.
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Not at all. Approval is based on sales volume, not credit history or assets.
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Your business, your choice! Use the funding for growth, renovations, staffing, inventory, emergencies, and more.
Set the gold standard with Silverware.
Book a 15-minute no strings attached demo and let us show you how Silverware brings more to your table.
Looking for Technical Support? Chat with team here.