Your restaurant is the engine; Silverware Capital is the fuel.

Access business funds when you need it, with repayment that adjusts to your sales.

No credit checks, no interest, no stress.

Tackle problems without losing profits.

Between seasonal shifts, equipment upgrades, renovations, and unexpected expenses, cash flow can be unpredictable. Traditional loans are slow, restrictive, and filled with hidden fees.

Approval & funding in days, not weeks.

Ppay as you earn. Payments adjust with your revenue.

One low, fixed fee. No surprises, no interest.

No collateral, personal guarantees, or credit impact.

A better way to fund your growth.

  • Pay as You Earn

    Instead of fixed monthly payments, you pay a small percentage of future sales, keeping cash flow smooth.

  • Get Funded Fast

    Approval and funding happen quickly without lengthy applications.

  • Use Your Capital for Anything

    From upgrades and expansion to payroll and inventory, use the funds however you need.

The future is funded.

Unlike traditional loans, Silverware Capital is built for restaurants and hotels that need fast, flexible funding.

No Credit Impact
Your credit score stays intact

No Hidden Fees
No late fees,
sign-up fees

No Collateral Required
Approval based on sales, not assets

No Interest
Just a one-time, fixed fee

Silverware Capital FAQs

  • No—it’s a merchant cash advance. Customers receive upfront capital in exchange for a portion of future sales. No interest, no fixed monthly payments.

  • A small, pre-agreed percentage of daily sales is automatically repaid—making repayment flexible and revenue-based.

  • Most customers get approved and funded in as little as 1 business day.

  • Just one low, fixed fee. No interest, no late fees, no annual fees, and no hidden charges.

  • Nope. There’s no credit check and no credit impact.

  • Not at all. Approval is based on sales volume, not credit history or assets.

  • Your business, your choice! Use the funding for growth, renovations, staffing, inventory, emergencies, and more.

Ready to fuel your business growth?

We'll show you exactly how Silverware Capital works and answer any questions you have.